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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,947 | $91,537+50.7% | $130,045+6.1% | $75,173+83.5% |
| Participation rate | 88.2% | 71.5%+16.8pp | 78.5%+9.7pp | 67.2%+21.0pp |
| Annual return | 16.90% | -631.55%+648.4pp | -137.30%+154.2pp | 160.72%-143.8pp |
| Employer contribution / active EE | $835 | $2,845-70.7% | $4,321-80.7% | $2,671-68.7% |
| Participant deferral / active EE | $6,747 | $4,343+55.4% | $5,820+15.9% | $4,126+63.5% |
| Admin fee / account holder | $7,431 | $6,780+9.6% | $10,600-29.9% | $5,651+31.5% |