Filed February 10, 2026
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,733 | $49,177-31.4% | $79,467-57.6% | $64,173-47.4% |
| Participation rate | 11.8% | 65.0%-53.3pp | 73.3%-61.6pp | 69.6%-57.8pp |
| Annual return | -4.47% | -1.16%-3.3pp | 718.30%-722.8pp | 7.63%-12.1pp |
| Employer contribution / active EE | $82 | $2,076-96.1% | $2,800-97.1% | $2,381-96.6% |
| Participant deferral / active EE | $1,055 | $2,821-62.6% | $3,704-71.5% | $3,470-69.6% |
| Admin fee / account holder | $8,803 | $3,839+129.3% | $5,104+72.5% | $4,887+80.1% |