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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,481 | $202,440-50.9% | $169,390-41.3% | $139,466-28.7% |
| Participation rate | 100.0% | 81.1%+18.9pp | 77.2%+22.8pp | 80.3%+19.7pp |
| Annual return | -6.51% | 532.36%-538.9pp | 406.07%-412.6pp | 373.66%-380.2pp |
| Employer contribution / active EE | $1,272 | $4,693-72.9% | $4,013-68.3% | $4,754-73.2% |
| Participant deferral / active EE | $0 | $6,940-100.0% | $6,222-100.0% | $6,712-100.0% |
| Admin fee / account holder | $3,448 | $10,722-67.8% | $9,015-61.8% | $11,409-69.8% |