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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,441 | $67,396-66.7% | $60,919-63.2% | $134,545-83.3% |
| Participation rate | 37.5% | 76.2%-38.7pp | 73.1%-35.6pp | 81.2%-43.7pp |
| Annual return | -14.77% | 50.12%-64.9pp | 16.96%-31.7pp | 418.37%-433.1pp |
| Employer contribution / active EE | $696 | $3,101-77.6% | $2,704-74.3% | $4,742-85.3% |
| Participant deferral / active EE | $2,617 | $4,534-42.3% | $3,814-31.4% | $6,401-59.1% |
| Admin fee / account holder | $473 | $4,590-89.7% | $3,228-85.3% | $11,431-95.9% |