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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,886 | $375,661-70.2% | $312,151-64.2% | $382,429-70.7% |
| Participation rate | 78.9% | 91.4%-12.4pp | 89.1%-10.1pp | 87.7%-8.8pp |
| Annual return | 17.16% | 0.11%+17.1pp | 1.82%+15.3pp | 248.85%-231.7pp |
| Employer contribution / active EE | $0 | $9,697-100.0% | $8,031-100.0% | $8,036-100.0% |
| Participant deferral / active EE | $3,379 | $5,737-41.1% | $5,370-37.1% | $5,727-41.0% |
| Admin fee / account holder | $73,110 | $64,308+13.7% | $51,799+41.1% | $30,732+137.9% |