Retirement plan

MCBRIDE & SHAW, INC. DBA CAL MART 401(K) PROFIT SHARING PLAN

Name: MCBRIDE & SHAW, INC. - MCBRIDE & SHAW, INC. DBA CAL MART 401(K) PROFIT SHARING PLAN (2020) Form 5500
Creator: MCBRIDE & SHAW, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, MCBRIDE & SHAW, INC. DBA CAL MART 401(K) PROFIT SHARING PLAN, MCBRIDE & SHAW, INC.

MCBRIDE & SHAW, INC.EIN 94-2473645Plan #001PY 2020

1491 LINCOLN AVENUE - CALISTOGA, CA 945151417707-942-6271

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$3.6M

-4.7% from 2019

Total participants

-22.9% from 2019

Average account balance

$60,534

+16.3% from 2019

Annual return

12.07%

-6.66 pp from 2019

Benchmarks

See 9,301 peers

Peer group

Industry44 - Retail Trade

Plan typeDefined contribution

Participants25-99

Cohort9,301 peers

Snapshot2020

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$4.34M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$59K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

139.6%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$188K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$4K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+10.50%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$2166

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$859K

$19513 / participant

Other / not subdivided$859K100.0%

% of EOY assets

24.039%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$60,534

$65,027-6.9%

$90,970-33.5%

$79,852-24.2%

Participation rate

88.6%

61.6%+27.0pp

69.0%+19.6pp

69.6%+19.0pp

Annual return

12.07%

30.45%-18.4pp

134.58%-122.5pp

31.72%-19.6pp

Employer contribution / active EE

$2,167

$1,247+73.7%

$2,122+2.1%

$2,471-12.3%

Participant deferral / active EE

$2,197

$2,512-12.5%

$3,373-34.9%

$3,740-41.3%

Admin fee / account holder

$14,552

$4,535+220.9%

$5,960+144.1%

$5,306+174.2%

MCBRIDE & SHAW, INC. DBA CAL MART 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

MCBRIDE & SHAW, INC. DBA CAL MART 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion