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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,518 | $73,988-75.0% | $96,538-80.8% | $75,177-75.4% |
| Participation rate | 100.0% | 66.4%+33.6pp | 74.3%+25.7pp | 67.2%+32.8pp |
| Annual return | 17.27% | 26.73%-9.5pp | 35.74%-18.5pp | 160.75%-143.5pp |
| Employer contribution / active EE | $7,366 | $2,930+151.4% | $3,740+96.9% | $2,671+175.8% |
| Participant deferral / active EE | $424 | $3,660-88.4% | $4,880-91.3% | $4,126-89.7% |
| Admin fee / account holder | $473 | $5,220-90.9% | $6,737-93.0% | $5,651-91.6% |