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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,883 | $178,174-4.1% | $156,181+9.4% | $137,256+24.5% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 10.75% | 84.19%-73.4pp | 64.87%-54.1pp | 220.34%-209.6pp |
| Employer contribution / active EE | $13,509 | $4,972+171.7% | $4,294+214.6% | $4,156+225.0% |
| Participant deferral / active EE | $7,414 | $6,888+7.6% | $6,132+20.9% | $6,407+15.7% |
| Admin fee / account holder | $1,788 | $17,404-89.7% | $14,586-87.7% | $12,270-85.4% |