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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,883 | $254,759-32.9% | $216,567-21.1% | $198,609-14.0% |
| Participation rate | 100.0% | 84.5%+15.5pp | 81.6%+18.4pp | 82.4%+17.6pp |
| Annual return | 10.75% | 10.04%+0.7pp | 12.94%-2.2pp | 202.70%-192.0pp |
| Employer contribution / active EE | $13,509 | $6,096+121.6% | $5,216+159.0% | $5,055+167.2% |
| Participant deferral / active EE | $7,414 | $6,948+6.7% | $6,191+19.8% | $6,977+6.3% |
| Admin fee / account holder | $1,788 | $26,311-93.2% | $21,981-91.9% | $19,030-90.6% |