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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,249 | $93,617+137.4% | $135,982+63.4% | $75,177+195.6% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 14.61% | 30.89%-16.3pp | 68.32%-53.7pp | 160.75%-146.1pp |
| Employer contribution / active EE | $5,245 | $3,538+48.2% | $4,859+7.9% | $2,671+96.4% |
| Participant deferral / active EE | $9,266 | $6,406+44.6% | $7,760+19.4% | $4,126+124.6% |
| Admin fee / account holder | $25,870 | $6,980+270.7% | $10,767+140.3% | $5,651+357.8% |