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| Provider | Service type | Compensation |
|---|---|---|
STANCORP FINANCIAL GROUP2+ years Service code 12 · EIN 93-1253576 | Sub-transfer agency fees; Direct paym... | $28,743 |
Filed as: KESTRA ADVISORY SERVICES, LLC Service code 27 · EIN 35-2552359 | Advisory (Plan) | $6,589 |
NFP RETIREMENT INC2+ years Filed as: NFP SECURITIES, INC. Service code 27 · EIN 74-2794194 | Advisory (Plan) | $6,370 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,424 | $52,884-65.2% | $84,753-78.3% | $55,167-66.6% |
| Participation rate | 83.3% | 67.5%+15.7pp | 76.6%+6.7pp | 69.0%+14.3pp |
| Annual return | 6.46% | 18.03%-11.6pp | 22.78%-16.3pp | 169.23%-162.8pp |
| Employer contribution / active EE | $445 | $2,233-80.1% | $3,574-87.6% | $1,963-77.3% |
| Participant deferral / active EE | $1,350 | $2,644-48.9% | $3,712-63.6% | $3,054-55.8% |
| Admin fee / account holder | $174 | $581-70.0% | $5,333-96.7% | $504-65.4% |