See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
FINANCIAL DECISIONS6+ years Service code 13 · EIN 68-0236865 | Contract Administrator | $20,558 |
FINANCIAL DECISIONS3 years Filed as: FINANCIAL DECISIONS, INC. Service code 27 · EIN 94-2874153 | Advisory (Plan) | $84 |
Filed as: CHARLES SCHWAB BANK Service code 18 · EIN 42-1558009 | Custodial (securities); Custodial (ot... | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,888 | $55,636-44.5% | $81,983-62.3% | $73,488-58.0% |
| Participation rate | 67.4% | 62.3%+5.1pp | 69.2%-1.8pp | 70.7%-3.2pp |
| Annual return | 15.91% | 19.07%-3.2pp | 41.31%-25.4pp | 28.51%-12.6pp |
| Employer contribution / active EE | $1,509 | $1,625-7.1% | $2,498-39.6% | $2,270-33.5% |
| Participant deferral / active EE | $2,394 | $2,762-13.3% | $3,722-35.7% | $3,740-36.0% |
| Admin fee / account holder | $100 | $493-79.7% | $5,664-98.2% | $513-80.5% |