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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,425 | $180,459-83.7% | $154,108-80.9% | $135,380-78.3% |
| Participation rate | 83.3% | 87.4%-4.1pp | 83.0%+0.3pp | 82.6%+0.7pp |
| Annual return | -9.61% | 888.21%-897.8pp | 735.21%-744.8pp | 519.81%-529.4pp |
| Employer contribution / active EE | $408 | $6,035-93.2% | $5,298-92.3% | $4,779-91.5% |
| Participant deferral / active EE | $4,079 | $5,806-29.7% | $5,081-19.7% | $5,609-27.3% |
| Admin fee / account holder | $1,519 | $16,145-90.6% | $13,411-88.7% | $10,828-86.0% |