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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,198 | $70,418+21.0% | $96,570-11.8% | $85,847-0.8% |
| Participation rate | 96.8% | 61.8%+35.0pp | 69.8%+26.9pp | 69.3%+27.5pp |
| Annual return | 10.62% | 18.59%-8.0pp | 37.79%-27.2pp | 318.61%-308.0pp |
| Employer contribution / active EE | $2,466 | $1,413+74.5% | $2,357+4.6% | $2,565-3.9% |
| Participant deferral / active EE | $4,392 | $2,894+51.8% | $3,849+14.1% | $3,952+11.1% |
| Admin fee / account holder | $3,021 | $4,995-39.5% | $6,182-51.1% | $6,261-51.7% |