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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,611 | $162,136+46.6% | $152,301+56.0% | $154,746+53.5% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 6.09% | 91.02%-84.9pp | 80.50%-74.4pp | 172.34%-166.2pp |
| Employer contribution / active EE | $7,118 | $4,890+45.5% | $4,624+53.9% | $4,379+62.5% |
| Participant deferral / active EE | $11,378 | $8,341+36.4% | $8,004+42.2% | $6,730+69.1% |
| Admin fee / account holder | $3,331 | $15,759-78.9% | $14,398-76.9% | $14,365-76.8% |