Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $322,424 | $102,663+214.1% | $86,216+274.0% | $139,466+131.2% |
| Participation rate | 53.3% | 74.5%-21.2pp | 69.0%-15.6pp | 80.3%-27.0pp |
| Annual return | 1.00% | 1924.52%-1923.5pp | 1169.42%-1168.4pp | 373.66%-372.7pp |
| Employer contribution / active EE | $1,398 | $3,035-53.9% | $2,382-41.3% | $4,754-70.6% |
| Participant deferral / active EE | $7,557 | $4,677+61.6% | $3,986+89.6% | $6,712+12.6% |
| Admin fee / account holder | $4,035 | $8,663-53.4% | $6,853-41.1% | $11,409-64.6% |