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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $669,718 | $69,012+870.4% | $160,037+318.5% | $68,490+877.8% |
| Participation rate | 88.0% | 65.4%+22.6pp | 78.0%+10.0pp | 67.9%+20.1pp |
| Annual return | -21.11% | -9.65%-11.5pp | 408.95%-430.1pp | -7.85%-13.3pp |
| Employer contribution / active EE | $5,997 | $2,212+171.0% | $4,226+41.9% | $2,597+130.9% |
| Participant deferral / active EE | $15,866 | $4,212+276.7% | $6,184+156.6% | $4,028+293.9% |
| Admin fee / account holder | $11,620 | $4,798+142.2% | $8,716+33.3% | $5,403+115.1% |