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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,232 | $103,393-3.1% | $87,103+15.1% | $152,909-34.4% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.9%+23.1pp | 82.5%+17.5pp |
| Annual return | -2.33% | 28.10%-30.4pp | 28.19%-30.5pp | 345.46%-347.8pp |
| Employer contribution / active EE | $861 | $3,221-73.3% | $2,521-65.8% | $4,764-81.9% |
| Participant deferral / active EE | $7,802 | $4,778+63.3% | $4,049+92.7% | $5,851+33.3% |
| Admin fee / account holder | $157,902 | $12,195+1194.8% | $7,491+2007.7% | $11,601+1261.1% |