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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,009 | $69,977-4.2% | $108,582-38.3% | $62,881+6.6% |
| Participation rate | 56.4% | 72.9%-16.5pp | 79.6%-23.2pp | 69.3%-12.9pp |
| Annual return | 6.44% | 10.73%-4.3pp | -51.70%+58.1pp | 20.14%-13.7pp |
| Employer contribution / active EE | $938 | $2,135-56.1% | $3,758-75.1% | $2,281-58.9% |
| Participant deferral / active EE | $3,373 | $3,165+6.6% | $4,311-21.8% | $3,203+5.3% |
| Admin fee / account holder | $117 | $5,076-97.7% | $7,645-98.5% | $4,296-97.3% |