Retirement plan

DEFINED CONTRIBUTION PENSION PLAN FOR EMPLOYEES OF CIRCUIT RIDER COMMUNITY SERVICES

Name: CIRCUIT RIDER COMMUNITY SERVIC - DEFINED CONTRIBUTION PENSION PLAN FOR EMPLOYEES OF CIRCUIT RIDER COMMUNITY SERVICES (2024) Form 5500
Creator: CIRCUIT RIDER COMMUNITY SERVIC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, DEFINED CONTRIBUTION PENSION PLAN FOR EMPLOYEES OF CIRCUIT RIDER COMMUNITY SERVICES, CIRCUIT RIDER COMMUNITY SERVIC

CIRCUIT RIDER COMMUNITY SERVICEIN 94-2345807Plan #002PY 2024

9619 OLD REDWOOD HWY - WINDSOR, CA 954929200707-838-6641circuitridercs.orgLinkedIn11-50 employeesenvironmental services

Other plans on this EIN

1 filing

#003Retirement-$1.0M assets

Prospect flagsHigh feesLow participant contribution

How to read this page

Total assets (EOY)

$396K

-20.2% from 2023

Total participants

-19.0% from 2023

Average account balance

$23,318

-1.4% from 2023

Annual return

10.76%

-5.06 pp from 2023

Benchmarks

See 479 peers

Peer group

Industry92 - Public Administration

Plan typeDefined contribution

Participants<25

Cohort479 peers

Snapshot2024

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$432K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$25K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

283.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$8K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$1K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.74%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$1126

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2G3D2E2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.
OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$161K

$40247 / participant

Other / not subdivided$161K100.0%

% of EOY assets

40.613%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$23,318

$85,094-72.6%

$76,327-69.5%

$145,877-84.0%

Participation rate

100.0%

82.9%+17.1pp

79.2%+20.8pp

80.3%+19.7pp

Annual return

10.76%

13.13%-2.4pp

13.79%-3.0pp

551.28%-540.5pp

Employer contribution / active EE

$1,737

$5,261-67.0%

$4,584-62.1%

$4,663-62.7%

Participant deferral / active EE

$6,390-100.0%

$5,478-100.0%

$6,691-100.0%

Admin fee / account holder

$9,470

$5,773+64.0%

$5,139+84.3%

$13,402-29.3%

DEFINED CONTRIBUTION PENSION PLAN FOR EMPLOYEES OF CIRCUIT RIDER COMMUNITY SERVICES

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

DEFINED CONTRIBUTION PENSION PLAN FOR EMPLOYEES OF CIRCUIT RIDER COMMUNITY SERVICES

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion