Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,032 | $65,712-69.5% | $57,196-65.0% | $273,972-92.7% |
| Participation rate | 63.6% | 78.3%-14.7pp | 75.3%-11.7pp | 83.0%-19.4pp |
| Annual return | 0.03% | 22.01%-22.0pp | 14.59%-14.6pp | 41.46%-41.4pp |
| Employer contribution / active EE | $355 | $3,280-89.2% | $2,683-86.8% | $4,869-92.7% |
| Participant deferral / active EE | $1,357 | $3,782-64.1% | $3,096-56.2% | $5,287-74.3% |
| Admin fee / account holder | $381 | $4,838-92.1% | $3,141-87.9% | $10,133-96.2% |