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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,998 | $105,210+54.0% | $159,487+1.6% | $85,851+88.7% |
| Participation rate | 93.5% | 75.8%+17.8pp | 82.8%+10.7pp | 69.3%+24.2pp |
| Annual return | 11.71% | 45.08%-33.4pp | 263.71%-252.0pp | 318.63%-306.9pp |
| Employer contribution / active EE | $6,232 | $3,319+87.8% | $4,831+29.0% | $2,565+142.9% |
| Participant deferral / active EE | $9,550 | $5,946+60.6% | $7,354+29.9% | $3,952+141.6% |
| Admin fee / account holder | $8,876 | $6,934+28.0% | $10,804-17.8% | $6,261+41.8% |