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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $334,729 | $111,785+199.4% | $93,669+257.4% | $145,877+129.5% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 11.01% | 203.79%-192.8pp | 133.59%-122.6pp | 551.28%-540.3pp |
| Employer contribution / active EE | $3,194 | $3,096+3.2% | $2,424+31.8% | $4,663-31.5% |
| Participant deferral / active EE | $10,630 | $4,919+116.1% | $4,416+140.7% | $6,691+58.9% |
| Admin fee / account holder | $330 | $10,256-96.8% | $8,291-96.0% | $13,402-97.5% |