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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,086 | $56,544+66.4% | $75,501+24.6% | $70,124+34.2% |
| Participation rate | 100.0% | 68.1%+31.9pp | 72.4%+27.6pp | 69.5%+30.5pp |
| Annual return | 17.15% | 23.59%-6.4pp | 27.35%-10.2pp | 73.14%-56.0pp |
| Employer contribution / active EE | $967 | $1,817-46.8% | $2,352-58.9% | $2,342-58.7% |
| Participant deferral / active EE | $1,795 | $2,580-30.4% | $3,142-42.9% | $3,332-46.1% |
| Admin fee / account holder | $2,011 | $3,827-47.5% | $5,801-65.3% | $4,645-56.7% |