Retirement plan

HAROLD A. STEUBER ENTERPRISES INC. 401K PROFIT SHARING PLAN

Name: HAROLD A. STEUBER ENTERPRISES INC. - HAROLD A. STEUBER ENTERPRISES INC. 401K PROFIT SHARING PLAN (2016) Form 5500
Creator: HAROLD A. STEUBER ENTERPRISES INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, HAROLD A. STEUBER ENTERPRISES INC. 401K PROFIT SHARING PLAN, HAROLD A. STEUBER ENTERPRISES INC.

HAROLD A. STEUBER ENTERPRISES INC.EIN 94-2294219Plan #001PY 2016

600 MCCORMICK ST - SAN LEANDRO, CA 94577510-567-1620

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$11.6M

+9.9% from 2015

Total participants

138

+20.0% from 2015

Average account balance

$90,297

-9.7% from 2015

Annual return

6.38%

+7.71 pp from 2015

Benchmarks

See 875 peers

Peer group

Industry72 - Accommodation and Food Services

Plan typeDefined contribution

Participants100-249

Cohort875 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$16.15M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$92K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

175

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

96.1%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$520K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$4K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.87%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$229K

$1860 / participant

Other / not subdivided$229K100.0%

% of EOY assets

1.964%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$90,297

$25,723+251.0%

$69,182+30.5%

$55,167+63.7%

Participation rate

92.7%

39.4%+53.2pp

55.1%+37.6pp

69.0%+23.7pp

Annual return

6.38%

9.56%-3.2pp

-21.93%+28.3pp

169.23%-162.9pp

Employer contribution / active EE

$3,729

$480+676.1%

$1,206+209.2%

$1,963+90.0%

Participant deferral / active EE

$975

$963+1.2%

$1,897-48.6%

$3,054-68.1%

Admin fee / account holder

$1,773

$365+386.3%

$2,697-34.3%

$504+251.9%

HAROLD A. STEUBER ENTERPRISES INC. 401K PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

HAROLD A. STEUBER ENTERPRISES INC. 401K PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion