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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $358,374 | $134,817+165.8% | $123,973+189.1% | $155,188+130.9% |
| Participation rate | 94.7% | 79.4%+15.3pp | 76.7%+18.1pp | 80.8%+13.9pp |
| Annual return | 4.29% | 515.49%-511.2pp | 388.13%-383.8pp | 148.84%-144.5pp |
| Employer contribution / active EE | $0 | $4,425-100.0% | $4,126-100.0% | $4,248-100.0% |
| Participant deferral / active EE | $8,546 | $5,706+49.8% | $5,247+62.9% | $6,531+30.9% |
| Admin fee / account holder | $1,427 | $13,245-89.2% | $11,799-87.9% | $14,480-90.1% |