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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $358,374 | $129,737+176.2% | $119,126+200.8% | $154,746+131.6% |
| Participation rate | 94.7% | 78.9%+15.9pp | 75.8%+19.0pp | 80.7%+14.0pp |
| Annual return | 4.29% | 379.08%-374.8pp | 282.11%-277.8pp | 172.34%-168.0pp |
| Employer contribution / active EE | $0 | $4,375-100.0% | $4,034-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $8,546 | $5,842+46.3% | $5,318+60.7% | $6,730+27.0% |
| Admin fee / account holder | $1,427 | $11,961-88.1% | $10,693-86.7% | $14,365-90.1% |