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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $358,374 | $111,535+221.3% | $105,223+240.6% | $137,256+161.1% |
| Participation rate | 94.7% | 78.1%+16.6pp | 75.0%+19.7pp | 80.0%+14.8pp |
| Annual return | 4.29% | 237.85%-233.6pp | 180.65%-176.4pp | 220.34%-216.0pp |
| Employer contribution / active EE | $0 | $3,939-100.0% | $3,689-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $8,546 | $5,500+55.4% | $5,072+68.5% | $6,407+33.4% |
| Admin fee / account holder | $1,427 | $9,721-85.3% | $8,859-83.9% | $12,270-88.4% |