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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,991 | $176,402+6.0% | $134,162+39.4% | $158,982+17.6% |
| Participation rate | 94.7% | 78.7%+16.0pp | 72.2%+22.5pp | 82.0%+12.8pp |
| Annual return | 16.22% | 63.66%-47.4pp | 36.35%-20.1pp | 302.99%-286.8pp |
| Employer contribution / active EE | $6,490 | $5,042+28.7% | $3,705+75.2% | $4,763+36.3% |
| Participant deferral / active EE | $4,888 | $4,093+19.4% | $3,500+39.7% | $5,983-18.3% |
| Admin fee / account holder | $425 | $8,719-95.1% | $6,685-93.6% | $11,252-96.2% |