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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $320,626 | $174,018+84.2% | $136,833+134.3% | $198,609+61.4% |
| Participation rate | 78.9% | 65.1%+13.8pp | 59.0%+19.9pp | 82.4%-3.4pp |
| Annual return | 14.45% | 35.16%-20.7pp | 35.32%-20.9pp | 202.70%-188.3pp |
| Employer contribution / active EE | $10,212 | $1,571+550.0% | $1,319+674.4% | $5,055+102.0% |
| Participant deferral / active EE | $10,529 | $2,873+266.5% | $2,441+331.4% | $6,977+50.9% |
| Admin fee / account holder | $52,476 | $5,434+865.6% | $4,706+1015.1% | $19,030+175.7% |