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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,889 | $85,766-74.5% | $136,297-83.9% | $70,124-68.8% |
| Participation rate | 71.0% | 74.2%-3.1pp | 81.9%-10.9pp | 69.5%+1.5pp |
| Annual return | 19.51% | 31.45%-11.9pp | 5156.19%-5136.7pp | 73.14%-53.6pp |
| Employer contribution / active EE | $0 | $2,966-100.0% | $4,696-100.0% | $2,342-100.0% |
| Participant deferral / active EE | $2,582 | $5,051-48.9% | $6,247-58.7% | $3,332-22.5% |
| Admin fee / account holder | $1,442 | $5,420-73.4% | $9,244-84.4% | $4,645-69.0% |