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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $265,863 | $78,682+237.9% | $109,188+143.5% | $85,851+209.7% |
| Participation rate | 86.7% | 68.3%+18.4pp | 75.9%+10.8pp | 69.3%+17.3pp |
| Annual return | 18.04% | 25.09%-7.0pp | 25.76%-7.7pp | 318.63%-300.6pp |
| Employer contribution / active EE | $0 | $2,734-100.0% | $3,723-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $334 | $3,468-90.4% | $4,654-92.8% | $3,952-91.5% |
| Admin fee / account holder | $2,589 | $5,470-52.7% | $6,755-61.7% | $6,261-58.7% |