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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,619 | $99,652+11.0% | $78,778+40.4% | $147,585-25.0% |
| Participation rate | 78.9% | 76.2%+2.7pp | 69.2%+9.8pp | 82.8%-3.9pp |
| Annual return | 3.48% | 47.28%-43.8pp | 35.62%-32.1pp | 578.58%-575.1pp |
| Employer contribution / active EE | $1,212 | $2,796-56.6% | $1,986-39.0% | $4,876-75.1% |
| Participant deferral / active EE | $4,882 | $3,664+33.3% | $2,958+65.0% | $5,439-10.2% |
| Admin fee / account holder | $13,815 | $7,155+93.1% | $5,134+169.1% | $10,886+26.9% |