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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,991 | $72,404-21.3% | $110,243-48.3% | $64,173-11.2% |
| Participation rate | 100.0% | 73.3%+26.7pp | 79.8%+20.2pp | 69.6%+30.4pp |
| Annual return | -3.00% | -6.29%+3.3pp | 314.76%-317.8pp | 7.63%-10.6pp |
| Employer contribution / active EE | $5,260 | $2,282+130.5% | $3,827+37.5% | $2,381+120.9% |
| Participant deferral / active EE | $2,704 | $3,469-22.1% | $4,672-42.1% | $3,470-22.1% |
| Admin fee / account holder | $2,726 | $5,664-51.9% | $8,548-68.1% | $4,887-44.2% |