Retirement plan

BOGLE VINEYARDS INC 401(K) RETIREMENT PLAN

Name: BOGLE VINEYARDS INC - BOGLE VINEYARDS INC 401(K) RETIREMENT PLAN (2016) Form 5500
Creator: BOGLE VINEYARDS INC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, BOGLE VINEYARDS INC 401(K) RETIREMENT PLAN, BOGLE VINEYARDS INC

BOGLE VINEYARDS INCEIN 94-2247790Plan #001PY 2016

49762 HAMILTON RD - CLARKSBURG, CA 956125022916-744-1669

Prospect flagsLow returnsHigh cashLow participationRecently reached 100 employees

How to read this page

Total assets (EOY)

$8.1M

+8.8% from 2015

Total participants

153

+2.0% from 2015

Average account balance

$80,760

+5.6% from 2015

Annual return

4.00%

-2.69 pp from 2015

Benchmarks

See 933 peers

Peer group

Industry31 - Manufacturing

Plan typeDefined contribution

Participants100-249

Cohort933 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$23.46M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$120K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

195

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

52.2%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$2.01M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$6K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.02%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$61

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 10 of 11 by compensation

Provider	Service type	Compensation
T ROWE PRICE RPS INC2+ years Filed as: T ROWE PRICE RPS, INC Service code 15 · EIN 52-1309931	Recordkeeping	$2,398
BUFFALO FUNDS2+ years Service code 28 · EIN 48-1069845	Investment Management	$0
COLUMBIA2+ years Filed as: COLUMBIA FUNDS Service code 28 · EIN 93-0577450	Investment Management	$0
DODGE & COX2+ years Service code 28 · EIN 94-1441976	Investment Management	$0
FRANKLIN TEMPLETON2+ years Service code 28 · EIN 13-2670991	Investment Management	$0
HARBOR2+ years Filed as: HARBOR FUNDS Service code 28 · EIN 04-2679462	Investment Management	$0
LOOMIS SAYLES2+ years Filed as: LOOMIS-SAYLES NATIXIS Service code 28 · EIN 04-3200030	Investment Management	$0
OPPENHEIMER2+ years Filed as: OPPENHEIMER DEVELOPING MKTS Service code 28	Investment Management	$0
OPPENHEIMER2+ years Filed as: OPPENHEIMER FUNDS Service code 28 · EIN 13-2527171	Investment Management	$0
PIMCO FUNDS2+ years Service code 28 · EIN 33-0629048	Investment Management	$0

Plan features & details

Pension benefit codes2E2F2G2J2K2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

4 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.
OpportunityHigh cash
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
InformationalRecently reached 100 employees
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.

Expense breakdown

Schedule H Part II

Admin total

$2K

$16 / participant

Other / not subdivided$2K100.0%

% of EOY assets

0.030%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: JOHN WADDELL & CO., CPAS
Auditor EIN: 942329070
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$80,760

$46,072+75.3%

$69,779+15.7%

$55,167+46.4%

Participation rate

63.7%

67.5%-3.8pp

71.8%-8.1pp

69.0%-5.3pp

Annual return

4.00%

8.68%-4.7pp

12.99%-9.0pp

169.23%-165.2pp

Employer contribution / active EE

$1,491

$1,500-0.6%

$2,338-36.2%

$1,963-24.0%

Participant deferral / active EE

$4,006

$2,344+70.9%

$2,931+36.7%

$3,054+31.2%

Admin fee / account holder

$24

$428-94.4%

$4,381-99.5%

$504-95.2%

Provider

Service type

Compensation

T ROWE PRICE RPS INC2+ years

Filed as: T ROWE PRICE RPS, INC

Service code 15 · EIN 52-1309931

Recordkeeping

$2,398

BUFFALO FUNDS2+ years

Service code 28 · EIN 48-1069845

Investment Management

COLUMBIA2+ years

Filed as: COLUMBIA FUNDS

Service code 28 · EIN 93-0577450

Investment Management

DODGE & COX2+ years

Service code 28 · EIN 94-1441976

Investment Management

FRANKLIN TEMPLETON2+ years

Service code 28 · EIN 13-2670991

Investment Management

HARBOR2+ years

Filed as: HARBOR FUNDS

Service code 28 · EIN 04-2679462

Investment Management

LOOMIS SAYLES2+ years

Filed as: LOOMIS-SAYLES NATIXIS

Service code 28 · EIN 04-3200030

Investment Management

OPPENHEIMER2+ years

Filed as: OPPENHEIMER DEVELOPING MKTS

Service code 28

Investment Management

OPPENHEIMER2+ years

Filed as: OPPENHEIMER FUNDS

Service code 28 · EIN 13-2527171

Investment Management

PIMCO FUNDS2+ years

Service code 28 · EIN 33-0629048

Investment Management

BOGLE VINEYARDS INC 401(K) RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

BOGLE VINEYARDS INC 401(K) RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion