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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,729 | $81,276+164.2% | $155,574+38.0% | $80,925+165.3% |
| Participation rate | 72.9% | 66.2%+6.7pp | 78.2%-5.3pp | 67.7%+5.3pp |
| Annual return | 7.88% | 33.36%-25.5pp | 64.87%-57.0pp | 35.65%-27.8pp |
| Employer contribution / active EE | $5,161 | $3,103+66.3% | $4,676+10.4% | $2,756+87.3% |
| Participant deferral / active EE | $6,393 | $3,453+85.2% | $5,629+13.6% | $4,299+48.7% |
| Admin fee / account holder | $39,479 | $7,993+393.9% | $15,914+148.1% | $6,940+468.9% |