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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,729 | $81,358+163.9% | $155,556+38.0% | $80,959+165.2% |
| Participation rate | 72.9% | 66.3%+6.7pp | 78.2%-5.3pp | 67.7%+5.2pp |
| Annual return | 7.88% | 33.39%-25.5pp | 64.84%-57.0pp | 35.67%-27.8pp |
| Employer contribution / active EE | $5,161 | $3,106+66.1% | $4,675+10.4% | $2,757+87.2% |
| Participant deferral / active EE | $6,393 | $3,455+85.0% | $5,631+13.5% | $4,300+48.7% |
| Admin fee / account holder | $39,479 | $7,994+393.9% | $15,885+148.5% | $6,925+470.1% |