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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,302 | $102,663+27.9% | $86,216+52.3% | $139,466-5.9% |
| Participation rate | 80.0% | 74.5%+5.5pp | 69.0%+11.0pp | 80.3%-0.3pp |
| Annual return | 12.30% | 1924.52%-1912.2pp | 1169.42%-1157.1pp | 373.66%-361.4pp |
| Employer contribution / active EE | $3,252 | $3,035+7.2% | $2,382+36.6% | $4,754-31.6% |
| Participant deferral / active EE | $9,605 | $4,677+105.3% | $3,986+141.0% | $6,712+43.1% |
| Admin fee / account holder | $3,923 | $8,663-54.7% | $6,853-42.8% | $11,409-65.6% |