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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,180 | $156,616+11.2% | $133,346+30.6% | $198,609-12.3% |
| Participation rate | 66.7% | 77.7%-11.1pp | 72.8%-6.2pp | 82.4%-15.7pp |
| Annual return | 11.80% | 44.25%-32.5pp | 36.85%-25.1pp | 202.70%-190.9pp |
| Employer contribution / active EE | $3,873 | $3,368+15.0% | $2,853+35.7% | $5,055-23.4% |
| Participant deferral / active EE | $8,662 | $4,920+76.1% | $4,332+99.9% | $6,977+24.1% |
| Admin fee / account holder | $1,887 | $17,468-89.2% | $14,264-86.8% | $19,030-90.1% |