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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,180 | $124,980+39.4% | $108,359+60.7% | $154,746+12.6% |
| Participation rate | 66.7% | 75.2%-8.5pp | 70.1%-3.5pp | 80.7%-14.0pp |
| Annual return | 11.80% | 45.00%-33.2pp | 36.89%-25.1pp | 172.34%-160.5pp |
| Employer contribution / active EE | $3,873 | $2,851+35.9% | $2,399+61.4% | $4,379-11.5% |
| Participant deferral / active EE | $8,662 | $4,743+82.6% | $4,137+109.4% | $6,730+28.7% |
| Admin fee / account holder | $1,887 | $11,502-83.6% | $9,741-80.6% | $14,365-86.9% |