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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,180 | $112,729+54.5% | $98,716+76.4% | $137,256+26.9% |
| Participation rate | 66.7% | 74.2%-7.6pp | 69.3%-2.6pp | 80.0%-13.3pp |
| Annual return | 11.80% | 38.48%-26.7pp | 31.81%-20.0pp | 220.34%-208.5pp |
| Employer contribution / active EE | $3,873 | $2,725+42.1% | $2,279+70.0% | $4,156-6.8% |
| Participant deferral / active EE | $8,662 | $4,640+86.7% | $4,048+114.0% | $6,407+35.2% |
| Admin fee / account holder | $1,887 | $10,129-81.4% | $8,703-78.3% | $12,270-84.6% |