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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $312,919 | $138,114+126.6% | $125,391+149.6% | $134,545+132.6% |
| Participation rate | 88.2% | 84.5%+3.7pp | 82.4%+5.9pp | 81.2%+7.0pp |
| Annual return | -6.61% | 750.88%-757.5pp | 572.41%-579.0pp | 418.37%-425.0pp |
| Employer contribution / active EE | $854 | $5,246-83.7% | $4,816-82.3% | $4,742-82.0% |
| Participant deferral / active EE | $3,318 | $7,801-57.5% | $7,448-55.5% | $6,401-48.2% |
| Admin fee / account holder | $120,564 | $11,570+942.0% | $10,009+1104.6% | $11,431+954.7% |