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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,664 | $117,895+11.7% | $102,460+28.5% | $145,897-9.8% |
| Participation rate | 76.9% | 78.6%-1.7pp | 76.5%+0.4pp | 80.3%-3.4pp |
| Annual return | 11.24% | 31.92%-20.7pp | 29.47%-18.2pp | 552.29%-541.1pp |
| Employer contribution / active EE | $2,403 | $3,619-33.6% | $3,025-20.6% | $4,663-48.5% |
| Participant deferral / active EE | $7,113 | $5,736+24.0% | $5,056+40.7% | $6,689+6.3% |
| Admin fee / account holder | $1,114 | $13,353-91.7% | $9,460-88.2% | $13,390-91.7% |