Retirement plan

BILL WILSON CENTER RETIREMENT PLAN III

Name: BILL WILSON CENTER - BILL WILSON CENTER RETIREMENT PLAN III (2020) Form 5500
Creator: BILL WILSON CENTER
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, BILL WILSON CENTER RETIREMENT PLAN III, BILL WILSON CENTER

BILL WILSON CENTEREIN 94-2221849Plan #003PY 2020

3490 THE ALAMEDA - SANTA CLARA, CA 950504333408-243-0222billwilsoncenter.orgLinkedIn201-500 employeesnon-profit organization management

Prospect flagsLow returns

How to read this page

Total assets (EOY)

$6.6M

+9.0% from 2019

Total participants

323

+4.9% from 2019

Average account balance

$24,065

+5.8% from 2019

Annual return

4.07%

-1.92 pp from 2019

Benchmarks

See 5,414 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants100-249

Cohort5,414 peers

Snapshot2020

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$10.53M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$27K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

394

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

44.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$924K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$3K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.10%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$166

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
LINCOLN NATIONAL CORPORATION1 year Service code 13 · EIN 34-1140070 1300 S CLINTON ST · FORT WAYNE, IN 46802	Contract Administrator	$15,427
THE ROSE FINANCIAL GROUP LLC2 years Filed as: THE ROSE FINANCIAL GROUP, LLC Service code 15 · EIN 35-2130755 6602 E 75TH ST · INDIANAPOLIS, IN 46250	Recordkeeping	$6,340

Plan features & details

Pension benefit codes2E2J2G3D2T2F

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$34K

$160 / participant

Investment mgmt$27K80.9%
Other / not subdivided$6K19.1%

% of EOY assets

0.508%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: LONG AND ASSOCIATES
Auditor EIN: 352009629
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$24,065

$58,895-59.1%

$178,503-86.5%

$73,497-67.3%

Participation rate

77.1%

66.2%+10.9pp

81.9%-4.8pp

70.7%+6.5pp

Annual return

4.07%

24.86%-20.8pp

151.12%-147.0pp

28.51%-24.4pp

Employer contribution / active EE

$1,886

$2,236-15.6%

$5,011-62.4%

$2,270-16.9%

Participant deferral / active EE

$1,274

$2,567-50.4%

$5,202-75.5%

$3,740-65.9%

Admin fee / account holder

$122

$400-69.4%

$13,987-99.1%

$513-76.2%

Provider

Service type

Compensation

LINCOLN NATIONAL CORPORATION1 year

Service code 13 · EIN 34-1140070

1300 S CLINTON ST · FORT WAYNE, IN 46802

Contract Administrator

$15,427

THE ROSE FINANCIAL GROUP LLC2 years

Filed as: THE ROSE FINANCIAL GROUP, LLC

Service code 15 · EIN 35-2130755

6602 E 75TH ST · INDIANAPOLIS, IN 46250

Recordkeeping

$6,340

BILL WILSON CENTER RETIREMENT PLAN III

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

BILL WILSON CENTER RETIREMENT PLAN III

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion