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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $308,574 | $167,353+84.4% | $143,797+114.6% | $134,545+129.3% |
| Participation rate | 92.3% | 84.8%+7.5pp | 80.3%+12.0pp | 81.2%+11.1pp |
| Annual return | -16.12% | 0.48%-16.6pp | -0.04%-16.1pp | 418.37%-434.5pp |
| Employer contribution / active EE | $4,468 | $5,620-20.5% | $4,952-9.8% | $4,742-5.8% |
| Participant deferral / active EE | $11,722 | $6,447+81.8% | $5,638+107.9% | $6,401+83.1% |
| Admin fee / account holder | $7,403 | $18,096-59.1% | $14,679-49.6% | $11,431-35.2% |