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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,259 | $181,896-41.0% | $156,551-31.5% | $273,972-60.9% |
| Participation rate | 66.7% | 88.4%-21.7pp | 84.0%-17.3pp | 83.0%-16.3pp |
| Annual return | 26.40% | 30.74%-4.3pp | 32.23%-5.8pp | 41.46%-15.1pp |
| Employer contribution / active EE | $3,333 | $6,248-46.7% | $5,501-39.4% | $4,869-31.5% |
| Participant deferral / active EE | $7,046 | $5,550+27.0% | $4,871+44.6% | $5,287+33.3% |
| Admin fee / account holder | $1,508 | $15,560-90.3% | $13,028-88.4% | $10,133-85.1% |