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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,405 | $174,379-48.2% | $152,093-40.6% | $138,895-34.9% |
| Participation rate | 47.1% | 81.6%-34.6pp | 77.8%-30.7pp | 79.9%-32.9pp |
| Annual return | 17.92% | 74.86%-56.9pp | 66.36%-48.4pp | 145.39%-127.5pp |
| Employer contribution / active EE | $1,369 | $4,652-70.6% | $4,175-67.2% | $4,194-67.4% |
| Participant deferral / active EE | $2,841 | $6,159-53.9% | $5,451-47.9% | $6,396-55.6% |
| Admin fee / account holder | $3,076 | $16,880-81.8% | $14,497-78.8% | $12,562-75.5% |