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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,881 | $183,516-61.4% | $155,534-54.4% | $145,884-51.4% |
| Participation rate | 61.5% | 82.7%-21.2pp | 78.2%-16.7pp | 80.3%-18.8pp |
| Annual return | 36.85% | 61.43%-24.6pp | 64.92%-28.1pp | 551.85%-515.0pp |
| Employer contribution / active EE | $3,471 | $5,315-34.7% | $4,675-25.7% | $4,662-25.5% |
| Participant deferral / active EE | $2,806 | $6,467-56.6% | $5,630-50.2% | $6,690-58.1% |
| Admin fee / account holder | $757 | $19,293-96.1% | $15,900-95.2% | $13,392-94.3% |