Retirement plan

GOLDEN VALLEY HEALTH CENTERS RETIREMENT PLAN

Name: GOLDEN VALLEY HEALTH CENTERS - GOLDEN VALLEY HEALTH CENTERS RETIREMENT PLAN (2025) Form 5500
Creator: GOLDEN VALLEY HEALTH CENTERS
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, GOLDEN VALLEY HEALTH CENTERS RETIREMENT PLAN, GOLDEN VALLEY HEALTH CENTERS

GOLDEN VALLEY HEALTH CENTERSEIN 94-2196086Plan #001PY 2025

1910 CUSTOMER CARE WAY - ATWATER, CA 95301209-383-1848gvhc.orgLinkedIn501-1000 employeeshospital & health care

Prospect flagsLow returns

How to read this page

Total assets (EOY)

$52.8M

+15.3% from 2024

Total participants

1,619

+3.5% from 2024

Average account balance

$38,215

+4.1% from 2024

Annual return

5.75%

-11.92 pp from 2024

Benchmarks

See 93 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants1,000-4,999

Cohort93 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$52.81M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$38K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

1,382

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

79.2%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$6.87M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$6K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+5.75%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$160

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 4 by compensation

Provider	Service type	Compensation
STANCORP FINANCIAL GROUP9 years Service code 12 · EIN 93-1253576	Custodial (securities); Sub-transfer ...	$134,578
MARINER LLC1 year Filed as: MARINER WEALTH ADVISOR Service code 19 · EIN 20-4553256	Securities Custodian	$64,154
LPL FINANCIAL9 years Filed as: LPL FINANCIAL CORPORATION RPCP Service code 27 · EIN 04-3046611	Advisory (Plan)	$22,285
CHARLES SCHWAB & CO., INC.8 years Filed as: CHARLES SCHWAB BANK Service code 19 · EIN 42-1558009	Securities Custodian	$15,670

Plan features & details

Pension benefit codes2A2E2F2G2T3D

Plan features

2A
Age/service weighted or new comparability plan
Age/service weighted plan where allocations are based on age service or age and service; or new comparability or similar plan where allocations are based on participant classifications consisting entirely or predominantly of highly compensated employees or the plan provides an additional allocation rate on compensation above a specified threshold that exceeds the permitted disparity limits of Code section 401(l).
2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$221K

$194 / participant

Investment mgmt$86K39.1%
Contract admin$135K60.9%

% of EOY assets

0.419%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: MILLER KAPLAN ARASE LLP
Auditor EIN: 952036255
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$38,215

$38,006+0.5%

$161,489-76.3%

$89,670-57.4%

Participation rate

79.2%

55.7%+23.5pp

78.7%+0.5pp

71.2%+8.1pp

Annual return

5.75%

51.85%-46.1pp

89.72%-84.0pp

19.66%-13.9pp

Employer contribution / active EE

$6,022

$1,536+291.9%

$4,268+41.1%

$4,041+49.0%

Participant deferral / active EE

$1,865-100.0%

$5,630-100.0%

$3,962-100.0%

Admin fee / account holder

$160

$249-35.8%

$16,006-99.0%

$352-54.5%

Provider

Service type

Compensation

STANCORP FINANCIAL GROUP9 years

Service code 12 · EIN 93-1253576

Custodial (securities); Sub-transfer ...

$134,578

MARINER LLC1 year

Filed as: MARINER WEALTH ADVISOR

Service code 19 · EIN 20-4553256

Securities Custodian

$64,154

LPL FINANCIAL9 years

Filed as: LPL FINANCIAL CORPORATION RPCP

Service code 27 · EIN 04-3046611

Advisory (Plan)

$22,285

CHARLES SCHWAB & CO., INC.8 years

Filed as: CHARLES SCHWAB BANK

Service code 19 · EIN 42-1558009

Securities Custodian

$15,670

GOLDEN VALLEY HEALTH CENTERS RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

GOLDEN VALLEY HEALTH CENTERS RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion