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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 P.O. BOX 600 · BUFFALO, NY 142010600 | Recordkeeping | $844 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,160 | $64,176+63.9% | $112,263-6.3% | $66,949+57.1% |
| Participation rate | 96.8% | 68.4%+28.3pp | 75.1%+21.7pp | 69.8%+27.0pp |
| Annual return | -15.07% | -13.80%-1.3pp | 27.49%-42.6pp | 1.57%-16.6pp |
| Employer contribution / active EE | $2,804 | $3,007-6.7% | $3,636-22.9% | $2,545+10.2% |
| Participant deferral / active EE | $8,558 | $3,694+131.7% | $4,729+81.0% | $4,239+101.9% |
| Admin fee / account holder | $425 | $626-32.0% | $6,410-93.4% | $594-28.3% |