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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 P.O. BOX 600 · BUFFALO, NY 142010600 | Recordkeeping | $1,016 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,171 | $80,781+50.0% | $102,437+18.3% | $74,478+62.7% |
| Participation rate | 95.0% | 65.7%+29.4pp | 74.5%+20.5pp | 67.2%+27.8pp |
| Annual return | 14.52% | 27.58%-13.1pp | 24.95%-10.4pp | 1370.56%-1356.0pp |
| Employer contribution / active EE | $3,027 | $3,160-4.2% | $3,871-21.8% | $2,626+15.3% |
| Participant deferral / active EE | $8,608 | $3,862+122.9% | $5,060+70.1% | $4,350+97.9% |
| Admin fee / account holder | $458 | $2,372-80.7% | $8,388-94.5% | $1,946-76.4% |