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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,557 | $153,769-25.5% | $133,975-14.5% | $273,972-58.2% |
| Participation rate | 93.8% | 88.4%+5.4pp | 87.1%+6.7pp | 83.0%+10.7pp |
| Annual return | 1.95% | 36.51%-34.6pp | 29.29%-27.3pp | 41.46%-39.5pp |
| Employer contribution / active EE | $6,669 | $6,029+10.6% | $5,211+28.0% | $4,869+37.0% |
| Participant deferral / active EE | $5,461 | $6,958-21.5% | $6,282-13.1% | $5,287+3.3% |
| Admin fee / account holder | $12,082 | $11,765+2.7% | $9,324+29.6% | $10,133+19.2% |