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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,535 | $45,050-45.5% | $63,018-61.1% | $70,126-65.0% |
| Participation rate | 66.7% | 69.5%-2.8pp | 74.8%-8.1pp | 69.5%-2.9pp |
| Annual return | 15.28% | 18.76%-3.5pp | 87.62%-72.3pp | 73.15%-57.9pp |
| Employer contribution / active EE | $2,222 | $2,052+8.3% | $2,761-19.5% | $2,343-5.1% |
| Participant deferral / active EE | $3,466 | $2,466+40.6% | $3,330+4.1% | $3,332+4.0% |
| Admin fee / account holder | $2,917 | $2,834+2.9% | $3,601-19.0% | $4,645-37.2% |