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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,727 | $56,054-38.0% | $171,082-79.7% | $62,881-44.8% |
| Participation rate | 57.6% | 62.9%-5.3pp | 76.7%-19.1pp | 69.3%-11.7pp |
| Annual return | 6.74% | 22.52%-15.8pp | 32.56%-25.8pp | 20.14%-13.4pp |
| Employer contribution / active EE | $948 | $1,731-45.2% | $4,002-76.3% | $2,281-58.4% |
| Participant deferral / active EE | $1,812 | $3,158-42.6% | $4,797-62.2% | $3,203-43.4% |
| Admin fee / account holder | $1,655 | $3,647-54.6% | $8,520-80.6% | $4,296-61.5% |