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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,042 | $65,566+49.5% | $86,235+13.7% | $75,177+30.4% |
| Participation rate | 65.9% | 60.5%+5.4pp | 69.0%-3.1pp | 67.2%-1.4pp |
| Annual return | 16.01% | 46.07%-30.1pp | 1170.03%-1154.0pp | 160.75%-144.7pp |
| Employer contribution / active EE | $2,181 | $1,553+40.4% | $2,381-8.4% | $2,671-18.4% |
| Participant deferral / active EE | $4,792 | $3,023+58.5% | $3,987+20.2% | $4,126+16.1% |
| Admin fee / account holder | $6,319 | $5,470+15.5% | $6,856-7.8% | $5,651+11.8% |